30360 — Gwinnett County, Georgia Market Snapshot
Housing market data for zip code 30360 in Gwinnett County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$650,000
Days to Sell
24
Homes Sold
35
Inventory
16
Sale-to-List
99.8%
New Listings
42
Price/SqFt
$220
Pending Sales
33
Conforming Loan Available
Most homebuyers in 30360 can comfortably use conventional financing. The median home price of $650,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 30360 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 30360 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30360 can comfortably use conventional financing. The median home price of $650,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30360 are set at the county level.
2026 Loan Limits — Gwinnett County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30360
To purchase the median home at $650,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,130.
Monthly Payment
$5,130
Income Required
$219,861
Principal & Interest
$4,005/mo
Down Payment (5%)
$32,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30360.
Estimated Monthly Payment
$4,173
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