30735 — Gordon County, Georgia Market Snapshot
Housing market data for zip code 30735 in Gordon County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$241,650
Days to Sell
50
Homes Sold
14
Inventory
16
Sale-to-List
94.3%
New Listings
24
Price/SqFt
$164
Pending Sales
18
Conforming Loan Available
Most homebuyers in 30735 can comfortably use conventional financing. The median home price of $241,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30735's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30735 sells for 5.7% below asking price (94.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30735 can comfortably use conventional financing. The median home price of $241,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30735 are set at the county level.
2026 Loan Limits — Gordon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30735
To purchase the median home at $241,650 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,001.
Monthly Payment
$2,001
Income Required
$85,776
Principal & Interest
$1,489/mo
Down Payment (5%)
$12,083
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30735.
Estimated Monthly Payment
$1,646
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