30312 — Fulton County, Georgia Market Snapshot
Housing market data for zip code 30312 in Fulton County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$476,250
Days to Sell
123
Homes Sold
24
Inventory
32
Sale-to-List
98.8%
New Listings
34
Price/SqFt
$325
Pending Sales
27
Conforming Loan Available
Most homebuyers in 30312 can comfortably use conventional financing. The median home price of $476,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 123 days on average, 30312 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30312 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30312 can comfortably use conventional financing. The median home price of $476,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30312 are set at the county level.
2026 Loan Limits — Fulton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30312
To purchase the median home at $476,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,799.
Monthly Payment
$3,799
Income Required
$162,809
Principal & Interest
$2,935/mo
Down Payment (5%)
$23,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30312.
Estimated Monthly Payment
$3,097
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