30097 — Forsyth County, Georgia Market Snapshot
Housing market data for zip code 30097 in Forsyth County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
132 sales in 2026 (year to date)
Median Sale Price
$702,500
Days to Sell
28
Homes Sold
132
Inventory
143
Sale-to-List
97.9%
New Listings
230
Price/SqFt
$216
Pending Sales
166
Conforming Loan Available
The median home in 30097 at $702,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 30097 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 30097 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 30097 at $702,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 30097 are set at the county level.
2026 Loan Limits — Forsyth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30097
To purchase the median home at $702,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,532.
Monthly Payment
$5,532
Income Required
$237,100
Principal & Interest
$4,329/mo
Down Payment (5%)
$35,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30097.
Estimated Monthly Payment
$4,498
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