30276 — Coweta County, Georgia Market Snapshot
Housing market data for zip code 30276 in Coweta County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
132 sales in 2026 (year to date)
Median Sale Price
$543,475
Days to Sell
78
Homes Sold
132
Inventory
120
Sale-to-List
98.9%
New Listings
152
Price/SqFt
$213
Pending Sales
142
Conforming Loan Available
Most homebuyers in 30276 can comfortably use conventional financing. The median home price of $543,475 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 30276 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30276 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30276 can comfortably use conventional financing. The median home price of $543,475 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30276 are set at the county level.
2026 Loan Limits — Coweta County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30276
To purchase the median home at $543,475 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,314.
Monthly Payment
$4,314
Income Required
$184,883
Principal & Interest
$3,349/mo
Down Payment (5%)
$27,174
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30276.
Estimated Monthly Payment
$3,513
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