30126 — Cobb County, Georgia Market Snapshot
Housing market data for zip code 30126 in Cobb County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
192 sales in 2026 (year to date)
Median Sale Price
$399,450
Days to Sell
48
Homes Sold
192
Inventory
211
Sale-to-List
98.7%
New Listings
277
Price/SqFt
$189
Pending Sales
244
Conforming Loan Available
Most homebuyers in 30126 can comfortably use conventional financing. The median home price of $399,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30126's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 30126 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30126 can comfortably use conventional financing. The median home price of $399,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30126 are set at the county level.
2026 Loan Limits — Cobb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30126
To purchase the median home at $399,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,210.
Monthly Payment
$3,210
Income Required
$137,591
Principal & Interest
$2,461/mo
Down Payment (5%)
$19,973
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30126.
Estimated Monthly Payment
$2,622
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