30815 — Burke County, Georgia Market Snapshot
Housing market data for zip code 30815 in Burke County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
115 sales in 2026 (year to date)
Median Sale Price
$229,000
Days to Sell
75
Homes Sold
115
Inventory
47
Sale-to-List
97.5%
New Listings
117
Price/SqFt
$140
Pending Sales
112
Conforming Loan Available
Most homebuyers in 30815 can comfortably use conventional financing. The median home price of $229,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 75 days on average, 30815 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 30815 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30815 can comfortably use conventional financing. The median home price of $229,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30815 are set at the county level.
2026 Loan Limits — Burke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30815
To purchase the median home at $229,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,905.
Monthly Payment
$1,905
Income Required
$81,623
Principal & Interest
$1,411/mo
Down Payment (5%)
$11,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30815.
Estimated Monthly Payment
$1,567
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