30120 — Bartow County, Georgia Market Snapshot
Housing market data for zip code 30120 in Bartow County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
168 sales in 2026 (year to date)
Median Sale Price
$377,841
Days to Sell
53
Homes Sold
168
Inventory
187
Sale-to-List
97.6%
New Listings
236
Price/SqFt
$183
Pending Sales
186
Conforming Loan Available
Most homebuyers in 30120 can comfortably use conventional financing. The median home price of $377,841 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30120's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30120 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30120 can comfortably use conventional financing. The median home price of $377,841 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30120 are set at the county level.
2026 Loan Limits — Bartow County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30120
To purchase the median home at $377,841 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,045.
Monthly Payment
$3,045
Income Required
$130,496
Principal & Interest
$2,328/mo
Down Payment (5%)
$18,892
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30120.
Estimated Monthly Payment
$2,488
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