32119 — Volusia County, Florida Market Snapshot
Housing market data for zip code 32119 in Volusia County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
67 sales in 2026 (year to date)
Median Sale Price
$299,000
Days to Sell
41
Homes Sold
67
Inventory
96
Sale-to-List
96.4%
New Listings
100
Price/SqFt
$176
Pending Sales
88
Conforming Loan Available
Most homebuyers in 32119 can comfortably use conventional financing. The median home price of $299,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
32119's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 32119 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32119 can comfortably use conventional financing. The median home price of $299,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32119 are set at the county level.
2026 Loan Limits — Volusia County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32119
To purchase the median home at $299,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,441.
Monthly Payment
$2,441
Income Required
$104,607
Principal & Interest
$1,842/mo
Down Payment (5%)
$14,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32119.
Estimated Monthly Payment
$2,000
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