33759 — Pinellas County, Florida Market Snapshot
Housing market data for zip code 33759 in Pinellas County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$368,000
Days to Sell
30
Homes Sold
27
Inventory
34
Sale-to-List
96.7%
New Listings
46
Price/SqFt
$279
Pending Sales
32
Conforming Loan Available
Most homebuyers in 33759 can comfortably use conventional financing. The median home price of $368,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33759's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33759 sells for 3.3% below asking price (96.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33759 can comfortably use conventional financing. The median home price of $368,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33759 are set at the county level.
2026 Loan Limits — Pinellas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33759
To purchase the median home at $368,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,970.
Monthly Payment
$2,970
Income Required
$127,264
Principal & Interest
$2,268/mo
Down Payment (5%)
$18,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33759.
Estimated Monthly Payment
$2,427
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