33715 — Pinellas County, Florida Market Snapshot
Housing market data for zip code 33715 in Pinellas County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
76 sales in 2026 (year to date)
Median Sale Price
$402,500
Days to Sell
89
Homes Sold
76
Inventory
156
Sale-to-List
94.1%
New Listings
100
Price/SqFt
$366
Pending Sales
78
Conforming Loan Available
Most homebuyers in 33715 can comfortably use conventional financing. The median home price of $402,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 33715 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33715 sells for 5.9% below asking price (94.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33715 can comfortably use conventional financing. The median home price of $402,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33715 are set at the county level.
2026 Loan Limits — Pinellas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33715
To purchase the median home at $402,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,234.
Monthly Payment
$3,234
Income Required
$138,593
Principal & Interest
$2,480/mo
Down Payment (5%)
$20,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33715.
Estimated Monthly Payment
$2,641
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