33548 — Pasco County, Florida Market Snapshot
Housing market data for zip code 33548 in Pasco County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$785,000
Days to Sell
22
Homes Sold
29
Inventory
22
Sale-to-List
98.0%
New Listings
33
Price/SqFt
$284
Pending Sales
32
Conforming Loan Available
The median home in 33548 at $785,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 33548 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 33548 sells for 2.0% below asking price (98.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33548 at $785,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 33548 are set at the county level.
2026 Loan Limits — Pasco County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33548
To purchase the median home at $785,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,164.
Monthly Payment
$6,164
Income Required
$264,189
Principal & Interest
$4,837/mo
Down Payment (5%)
$39,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33548.
Estimated Monthly Payment
$5,008
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 33548. Tell us what you're looking for.