33525 — Pasco County, Florida Market Snapshot
Housing market data for zip code 33525 in Pasco County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
131 sales in 2026 (year to date)
Median Sale Price
$379,990
Days to Sell
64
Homes Sold
131
Inventory
187
Sale-to-List
98.3%
New Listings
198
Price/SqFt
$195
Pending Sales
149
Conforming Loan Available
Most homebuyers in 33525 can comfortably use conventional financing. The median home price of $379,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 33525 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 33525 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33525 can comfortably use conventional financing. The median home price of $379,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33525 are set at the county level.
2026 Loan Limits — Pasco County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33525
To purchase the median home at $379,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,061.
Monthly Payment
$3,061
Income Required
$131,201
Principal & Interest
$2,341/mo
Down Payment (5%)
$19,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33525.
Estimated Monthly Payment
$2,502
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