33477 — Palm Beach County, Florida Market Snapshot
Housing market data for zip code 33477 in Palm Beach County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$1,375,000
Days to Sell
55
Homes Sold
51
Inventory
78
Sale-to-List
93.7%
New Listings
60
Price/SqFt
$673
Pending Sales
44
Jumbo Loan Likely Needed
The median home in 33477 at $1,375,000 exceeds the 2026 conforming loan limit of $832,750 by $542,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
33477's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33477 sells for 6.3% below asking price (93.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33477 at $1,375,000 exceeds the 2026 conforming loan limit of $832,750 by $542,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 33477 are set at the county level.
2026 Loan Limits — Palm Beach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33477
To purchase the median home at $1,375,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,685.
Monthly Payment
$10,685
Income Required
$457,920
Principal & Interest
$8,472/mo
Down Payment (5%)
$68,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33477.
Estimated Monthly Payment
$8,660
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 33477.
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