33433 — Palm Beach County, Florida Market Snapshot
Housing market data for zip code 33433 in Palm Beach County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
104 sales in 2026 (year to date)
Median Sale Price
$697,500
Days to Sell
76
Homes Sold
104
Inventory
124
Sale-to-List
95.9%
New Listings
123
Price/SqFt
$347
Pending Sales
117
Conforming Loan Available
The median home in 33433 at $697,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 76 days on average, 33433 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33433 sells for 4.1% below asking price (95.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33433 at $697,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 33433 are set at the county level.
2026 Loan Limits — Palm Beach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33433
To purchase the median home at $697,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,494.
Monthly Payment
$5,494
Income Required
$235,458
Principal & Interest
$4,298/mo
Down Payment (5%)
$34,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33433.
Estimated Monthly Payment
$4,467
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