33415 — Palm Beach County, Florida Market Snapshot
Housing market data for zip code 33415 in Palm Beach County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$153,700
Days to Sell
77
Homes Sold
40
Inventory
107
Sale-to-List
94.7%
New Listings
74
Price/SqFt
$179
Pending Sales
51
Conforming Loan Available
Most homebuyers in 33415 can comfortably use conventional financing. The median home price of $153,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 77 days on average, 33415 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33415 sells for 5.3% below asking price (94.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33415 can comfortably use conventional financing. The median home price of $153,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33415 are set at the county level.
2026 Loan Limits — Palm Beach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33415
To purchase the median home at $153,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,328.
Monthly Payment
$1,328
Income Required
$56,897
Principal & Interest
$947/mo
Down Payment (5%)
$7,685
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33415.
Estimated Monthly Payment
$1,101
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