34758 — Osceola County, Florida Market Snapshot
Housing market data for zip code 34758 in Osceola County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$268,835
Days to Sell
21
Homes Sold
28
Inventory
22
Sale-to-List
99.2%
New Listings
28
Price/SqFt
$162
Pending Sales
24
Conforming Loan Available
Most homebuyers in 34758 can comfortably use conventional financing. The median home price of $268,835 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 34758 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 34758 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 34758 can comfortably use conventional financing. The median home price of $268,835 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 34758 are set at the county level.
2026 Loan Limits — Osceola County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 34758
To purchase the median home at $268,835 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,210.
Monthly Payment
$2,210
Income Required
$94,703
Principal & Interest
$1,656/mo
Down Payment (5%)
$13,442
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34758.
Estimated Monthly Payment
$1,814
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