32824 — Orange County, Florida Market Snapshot
Housing market data for zip code 32824 in Orange County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
168 sales in 2026 (year to date)
Median Sale Price
$396,475
Days to Sell
49
Homes Sold
168
Inventory
157
Sale-to-List
98.4%
New Listings
208
Price/SqFt
$219
Pending Sales
204
Conforming Loan Available
Most homebuyers in 32824 can comfortably use conventional financing. The median home price of $396,475 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
32824's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 32824 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 32824 can comfortably use conventional financing. The median home price of $396,475 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32824 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32824
To purchase the median home at $396,475 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,188.
Monthly Payment
$3,188
Income Required
$136,614
Principal & Interest
$2,443/mo
Down Payment (5%)
$19,824
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32824.
Estimated Monthly Payment
$2,604
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