32703 — Orange County, Florida Market Snapshot
Housing market data for zip code 32703 in Orange County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
241 sales in 2026 (year to date)
Median Sale Price
$378,187
Days to Sell
48
Homes Sold
241
Inventory
186
Sale-to-List
98.2%
New Listings
279
Price/SqFt
$212
Pending Sales
282
Conforming Loan Available
Most homebuyers in 32703 can comfortably use conventional financing. The median home price of $378,187 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
32703's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 32703 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 32703 can comfortably use conventional financing. The median home price of $378,187 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32703 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32703
To purchase the median home at $378,187 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,048.
Monthly Payment
$3,048
Income Required
$130,609
Principal & Interest
$2,330/mo
Down Payment (5%)
$18,909
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32703.
Estimated Monthly Payment
$2,491
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