33183 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33183 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$715,250
Days to Sell
52
Homes Sold
24
Inventory
27
Sale-to-List
96.3%
New Listings
27
Price/SqFt
$400
Pending Sales
32
Conforming Loan Available
The median home in 33183 at $715,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
33183's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33183 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33183 at $715,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 33183 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33183
To purchase the median home at $715,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,630.
Monthly Payment
$5,630
Income Required
$241,286
Principal & Interest
$4,407/mo
Down Payment (5%)
$35,763
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33183.
Estimated Monthly Payment
$4,577
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