33182 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33182 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$690,000
Days to Sell
100
Homes Sold
20
Inventory
28
Sale-to-List
96.4%
New Listings
24
Price/SqFt
$389
Pending Sales
26
Conforming Loan Available
The median home in 33182 at $690,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 100 days on average, 33182 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33182 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 33182 at $690,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 33182 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33182
To purchase the median home at $690,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,437.
Monthly Payment
$5,437
Income Required
$232,995
Principal & Interest
$4,252/mo
Down Payment (5%)
$34,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33182.
Estimated Monthly Payment
$4,420
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