33174 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33174 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Miami-Dade County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$982,500
Days to Sell
86
Homes Sold
4
Inventory
2
Jumbo Loan Likely Needed
The median home in 33174 at $982,500 exceeds the 2026 conforming loan limit of $832,750 by $149,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 86 days on average, 33174 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 33174 at $982,500 exceeds the 2026 conforming loan limit of $832,750 by $149,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 33174 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33174
To purchase the median home at $982,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,678.
Monthly Payment
$7,678
Income Required
$329,040
Principal & Interest
$6,054/mo
Down Payment (5%)
$49,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33174.
Estimated Monthly Payment
$6,230
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