33015 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33015 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$253,250
Days to Sell
76
Homes Sold
34
Inventory
96
Sale-to-List
96.3%
New Listings
70
Price/SqFt
$254
Pending Sales
39
Conforming Loan Available
Most homebuyers in 33015 can comfortably use conventional financing. The median home price of $253,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 76 days on average, 33015 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33015 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33015 can comfortably use conventional financing. The median home price of $253,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33015 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33015
To purchase the median home at $253,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,090.
Monthly Payment
$2,090
Income Required
$89,585
Principal & Interest
$1,560/mo
Down Payment (5%)
$12,663
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33015.
Estimated Monthly Payment
$1,717
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 33015. Tell us what you're looking for.