33010 — Miami-Dade County, Florida Market Snapshot
Housing market data for zip code 33010 in Miami-Dade County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$572,500
Days to Sell
56
Homes Sold
36
Inventory
50
Sale-to-List
93.9%
New Listings
43
Price/SqFt
$336
Pending Sales
43
Conforming Loan Available
Most homebuyers in 33010 can comfortably use conventional financing. The median home price of $572,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33010's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33010 sells for 6.1% below asking price (93.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33010 can comfortably use conventional financing. The median home price of $572,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33010 are set at the county level.
2026 Loan Limits — Miami-Dade County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $667,000 |
| 2 Units | $1,066,250 | $853,900 |
| 3 Units | $1,288,800 | $1,032,150 |
| 4 Units | $1,601,750 | $1,282,700 |
Affordability Snapshot — Zip 33010
To purchase the median home at $572,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,536.
Monthly Payment
$4,536
Income Required
$194,413
Principal & Interest
$3,528/mo
Down Payment (5%)
$28,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33010.
Estimated Monthly Payment
$3,693
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