32668 — Marion County, Florida Market Snapshot
Housing market data for zip code 32668 in Marion County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$585,000
Days to Sell
33
Homes Sold
11
Inventory
12
Sale-to-List
93.3%
New Listings
12
Price/SqFt
$253
Pending Sales
11
Conforming Loan Available
Most homebuyers in 32668 can comfortably use conventional financing. The median home price of $585,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
32668's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 32668 sells for 6.7% below asking price (93.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32668 can comfortably use conventional financing. The median home price of $585,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32668 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32668
To purchase the median home at $585,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,632.
Monthly Payment
$4,632
Income Required
$198,518
Principal & Interest
$3,605/mo
Down Payment (5%)
$29,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32668.
Estimated Monthly Payment
$3,770
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