34215 — Manatee County, Florida Market Snapshot
Housing market data for zip code 34215 in Manatee County, Florida. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Manatee County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$1,610,000
Days to Sell
58
Homes Sold
5
Inventory
8
Jumbo Loan Likely Needed
The median home in 34215 at $1,610,000 exceeds the 2026 conforming loan limit of $832,750 by $777,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
34215's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 34215 at $1,610,000 exceeds the 2026 conforming loan limit of $832,750 by $777,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 34215 are set at the county level.
2026 Loan Limits — Manatee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $547,400 |
| 2 Units | $1,066,250 | $700,750 |
| 3 Units | $1,288,800 | $847,050 |
| 4 Units | $1,601,750 | $1,052,700 |
Affordability Snapshot — Zip 34215
To purchase the median home at $1,610,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,485.
Monthly Payment
$12,485
Income Required
$535,085
Principal & Interest
$9,920/mo
Down Payment (5%)
$80,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34215.
Estimated Monthly Payment
$10,114
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 34215.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 34215. Tell us what you're looking for.