33990 — Lee County, Florida Market Snapshot
Housing market data for zip code 33990 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
151 sales in 2026 (year to date)
Median Sale Price
$354,000
Days to Sell
39
Homes Sold
151
Inventory
148
Sale-to-List
97.4%
New Listings
158
Price/SqFt
$216
Pending Sales
163
Conforming Loan Available
Most homebuyers in 33990 can comfortably use conventional financing. The median home price of $354,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33990's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 33990 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33990 can comfortably use conventional financing. The median home price of $354,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33990 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33990
To purchase the median home at $354,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,862.
Monthly Payment
$2,862
Income Required
$122,667
Principal & Interest
$2,181/mo
Down Payment (5%)
$17,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33990.
Estimated Monthly Payment
$2,341
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