33920 — Lee County, Florida Market Snapshot
Housing market data for zip code 33920 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$451,000
Days to Sell
85
Homes Sold
50
Inventory
94
Sale-to-List
96.1%
New Listings
73
Price/SqFt
$213
Pending Sales
55
Conforming Loan Available
Most homebuyers in 33920 can comfortably use conventional financing. The median home price of $451,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 85 days on average, 33920 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33920 sells for 3.9% below asking price (96.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33920 can comfortably use conventional financing. The median home price of $451,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33920 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33920
To purchase the median home at $451,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,605.
Monthly Payment
$3,605
Income Required
$154,518
Principal & Interest
$2,779/mo
Down Payment (5%)
$22,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33920.
Estimated Monthly Payment
$2,941
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