33903 — Lee County, Florida Market Snapshot
Housing market data for zip code 33903 in Lee County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
73 sales in 2026 (year to date)
Median Sale Price
$327,500
Days to Sell
64
Homes Sold
73
Inventory
115
Sale-to-List
95.3%
New Listings
100
Price/SqFt
$194
Pending Sales
81
Conforming Loan Available
Most homebuyers in 33903 can comfortably use conventional financing. The median home price of $327,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 33903 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33903 sells for 4.7% below asking price (95.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33903 can comfortably use conventional financing. The median home price of $327,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33903 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33903
To purchase the median home at $327,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,659.
Monthly Payment
$2,659
Income Required
$113,966
Principal & Interest
$2,018/mo
Down Payment (5%)
$16,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33903.
Estimated Monthly Payment
$2,177
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 33903. Tell us what you're looking for.