34753 — Lake County, Florida Market Snapshot
Housing market data for zip code 34753 in Lake County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$334,745
Days to Sell
102
Homes Sold
32
Inventory
54
Sale-to-List
97.7%
New Listings
43
Price/SqFt
$194
Pending Sales
38
Conforming Loan Available
Most homebuyers in 34753 can comfortably use conventional financing. The median home price of $334,745 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 102 days on average, 34753 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 34753 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 34753 can comfortably use conventional financing. The median home price of $334,745 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 34753 are set at the county level.
2026 Loan Limits — Lake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 34753
To purchase the median home at $334,745 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,715.
Monthly Payment
$2,715
Income Required
$116,345
Principal & Interest
$2,063/mo
Down Payment (5%)
$16,737
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34753.
Estimated Monthly Payment
$2,222
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 34753. Tell us what you're looking for.