33810 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33810 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
174 sales in 2026 (year to date)
Median Sale Price
$339,140
Days to Sell
52
Homes Sold
174
Inventory
146
Sale-to-List
98.7%
New Listings
169
Price/SqFt
$191
Pending Sales
183
Conforming Loan Available
Most homebuyers in 33810 can comfortably use conventional financing. The median home price of $339,140 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33810's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 33810 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33810 can comfortably use conventional financing. The median home price of $339,140 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33810 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33810
To purchase the median home at $339,140 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,748.
Monthly Payment
$2,748
Income Required
$117,788
Principal & Interest
$2,090/mo
Down Payment (5%)
$16,957
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33810.
Estimated Monthly Payment
$2,249
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