33572 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33572 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
219 sales in 2026 (year to date)
Median Sale Price
$524,990
Days to Sell
99
Homes Sold
219
Inventory
289
Sale-to-List
97.0%
New Listings
281
Price/SqFt
$219
Pending Sales
229
Conforming Loan Available
Most homebuyers in 33572 can comfortably use conventional financing. The median home price of $524,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 99 days on average, 33572 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 33572 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 33572 can comfortably use conventional financing. The median home price of $524,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33572 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33572
To purchase the median home at $524,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,172.
Monthly Payment
$4,172
Income Required
$178,813
Principal & Interest
$3,235/mo
Down Payment (5%)
$26,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33572.
Estimated Monthly Payment
$3,399
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