33566 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33566 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$363,000
Days to Sell
43
Homes Sold
74
Inventory
48
Sale-to-List
98.5%
New Listings
68
Price/SqFt
$206
Pending Sales
72
Conforming Loan Available
Most homebuyers in 33566 can comfortably use conventional financing. The median home price of $363,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33566's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 33566 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33566 can comfortably use conventional financing. The median home price of $363,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33566 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33566
To purchase the median home at $363,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,931.
Monthly Payment
$2,931
Income Required
$125,622
Principal & Interest
$2,237/mo
Down Payment (5%)
$18,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33566.
Estimated Monthly Payment
$2,397
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