33558 — Hillsborough County, Florida Market Snapshot
Housing market data for zip code 33558 in Hillsborough County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$374,000
Days to Sell
52
Homes Sold
11
Inventory
24
Sale-to-List
98.3%
New Listings
19
Price/SqFt
$179
Pending Sales
14
Conforming Loan Available
Most homebuyers in 33558 can comfortably use conventional financing. The median home price of $374,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
33558's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 33558 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 33558 can comfortably use conventional financing. The median home price of $374,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 33558 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 33558
To purchase the median home at $374,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,015.
Monthly Payment
$3,015
Income Required
$129,234
Principal & Interest
$2,304/mo
Down Payment (5%)
$18,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 33558.
Estimated Monthly Payment
$2,465
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 33558. Tell us what you're looking for.