34142 — Hendry County, Florida Market Snapshot
Housing market data for zip code 34142 in Hendry County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
102 sales in 2026 (year to date)
Median Sale Price
$359,154
Days to Sell
105
Homes Sold
102
Inventory
249
Sale-to-List
95.7%
New Listings
158
Price/SqFt
$208
Pending Sales
108
Conforming Loan Available
Most homebuyers in 34142 can comfortably use conventional financing. The median home price of $359,154 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 105 days on average, 34142 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 34142 sells for 4.3% below asking price (95.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 34142 can comfortably use conventional financing. The median home price of $359,154 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 34142 are set at the county level.
2026 Loan Limits — Hendry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 34142
To purchase the median home at $359,154 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,902.
Monthly Payment
$2,902
Income Required
$124,359
Principal & Interest
$2,213/mo
Down Payment (5%)
$17,958
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34142.
Estimated Monthly Payment
$2,373
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