34116 — Collier County, Florida Market Snapshot
Housing market data for zip code 34116 in Collier County, Florida. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Collier County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$677,500
Days to Sell
51
Homes Sold
4
Inventory
6
Conforming Loan Available
The median home in 34116 at $677,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
34116's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 34116 at $677,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 34116 are set at the county level.
2026 Loan Limits — Collier County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 34116
To purchase the median home at $677,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,341.
Monthly Payment
$5,341
Income Required
$228,891
Principal & Interest
$4,175/mo
Down Payment (5%)
$33,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 34116.
Estimated Monthly Payment
$4,343
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