Broward County, Florida — 2026 Loan Limits & Market Data

Complete 2026 conforming and FHA loan limits for Broward County, Florida. Browse specific ZIP codes for live housing market data including median prices, days on market, and inventory.

About Broward County, Florida

Pop. 2,037,472 1,209 sq mi

Broward County is one of the most populous counties in the United States with a population of approximately 2,037,472 residents spread across 1,209 square miles. The county is a densely populated urban area with 1,685 residents per square mile, which shapes both the local housing market and the types of properties available to buyers.

For 2026, the conforming loan limit in Broward County is $832,750 for a single-family home, which is the national baseline. FHA borrowers can access loans up to $667,000 for a one-unit property. These limits determine the maximum loan amount available through conventional and government-backed financing before buyers would need to seek jumbo loans, which carry different qualification requirements and typically require higher down payments.

Given Broward County's urban density, buyers should expect competitive market conditions with a diverse mix of single-family homes, condominiums, and multi-family properties. The county spans 55 ZIP codes, each with its own micro-market dynamics affecting pricing, inventory levels, and days on market. Exploring individual ZIP codes below can help identify neighborhoods that match specific budget and lifestyle preferences.

2026 Loan Limits — Broward County

1-Unit Conforming

$832,750

Single family

2-Unit Conforming

$1,066,250

Duplex

3-Unit Conforming

$1,288,800

Triplex

4-Unit Conforming

$1,601,750

Fourplex

2026 Loan Limits — Broward County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$667,000
2 Units$1,066,250$853,900
3 Units$1,288,800$1,032,150
4 Units$1,601,750$1,282,700

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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