32953 — Brevard County, Florida Market Snapshot
Housing market data for zip code 32953 in Brevard County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
103 sales in 2026 (year to date)
Median Sale Price
$549,900
Days to Sell
61
Homes Sold
103
Inventory
111
Sale-to-List
97.0%
New Listings
132
Price/SqFt
$243
Pending Sales
136
Conforming Loan Available
Most homebuyers in 32953 can comfortably use conventional financing. The median home price of $549,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 32953 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 32953 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32953 can comfortably use conventional financing. The median home price of $549,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32953 are set at the county level.
2026 Loan Limits — Brevard County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32953
To purchase the median home at $549,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,363.
Monthly Payment
$4,363
Income Required
$186,993
Principal & Interest
$3,388/mo
Down Payment (5%)
$27,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32953.
Estimated Monthly Payment
$3,553
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 32953. Tell us what you're looking for.