32927 — Brevard County, Florida Market Snapshot
Housing market data for zip code 32927 in Brevard County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$187,014
Days to Sell
63
Homes Sold
12
Inventory
16
Sale-to-List
94.1%
New Listings
15
Price/SqFt
$182
Pending Sales
13
Conforming Loan Available
Most homebuyers in 32927 can comfortably use conventional financing. The median home price of $187,014 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 32927 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 32927 sells for 5.9% below asking price (94.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32927 can comfortably use conventional financing. The median home price of $187,014 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32927 are set at the county level.
2026 Loan Limits — Brevard County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32927
To purchase the median home at $187,014 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,583.
Monthly Payment
$1,583
Income Required
$67,836
Principal & Interest
$1,152/mo
Down Payment (5%)
$9,351
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32927.
Estimated Monthly Payment
$1,307
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 32927. Tell us what you're looking for.