32922 — Brevard County, Florida Market Snapshot
Housing market data for zip code 32922 in Brevard County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$199,900
Days to Sell
48
Homes Sold
39
Inventory
85
Sale-to-List
92.5%
New Listings
82
Price/SqFt
$176
Pending Sales
64
Conforming Loan Available
Most homebuyers in 32922 can comfortably use conventional financing. The median home price of $199,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
32922's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 32922 sells for 7.5% below asking price (92.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32922 can comfortably use conventional financing. The median home price of $199,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32922 are set at the county level.
2026 Loan Limits — Brevard County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32922
To purchase the median home at $199,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,682.
Monthly Payment
$1,682
Income Required
$72,067
Principal & Interest
$1,232/mo
Down Payment (5%)
$9,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32922.
Estimated Monthly Payment
$1,387
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