32903 — Brevard County, Florida Market Snapshot
Housing market data for zip code 32903 in Brevard County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
50 sales in 2026 (year to date)
Median Sale Price
$677,500
Days to Sell
73
Homes Sold
50
Inventory
54
Sale-to-List
97.2%
New Listings
58
Price/SqFt
$317
Pending Sales
50
Conforming Loan Available
The median home in 32903 at $677,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 73 days on average, 32903 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 32903 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 32903 at $677,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 32903 are set at the county level.
2026 Loan Limits — Brevard County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32903
To purchase the median home at $677,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,341.
Monthly Payment
$5,341
Income Required
$228,891
Principal & Interest
$4,175/mo
Down Payment (5%)
$33,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32903.
Estimated Monthly Payment
$4,343
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