32780 — Brevard County, Florida Market Snapshot
Housing market data for zip code 32780 in Brevard County, Florida. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$150,500
Days to Sell
108
Homes Sold
26
Inventory
58
Sale-to-List
94.6%
New Listings
42
Price/SqFt
$145
Pending Sales
32
Conforming Loan Available
Most homebuyers in 32780 can comfortably use conventional financing. The median home price of $150,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 108 days on average, 32780 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 32780 sells for 5.4% below asking price (94.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 32780 can comfortably use conventional financing. The median home price of $150,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 32780 are set at the county level.
2026 Loan Limits — Brevard County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 32780
To purchase the median home at $150,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,303.
Monthly Payment
$1,303
Income Required
$55,846
Principal & Interest
$927/mo
Down Payment (5%)
$7,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 32780.
Estimated Monthly Payment
$1,081
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