19807 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19807 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$880,000
Days to Sell
33
Homes Sold
17
Inventory
19
Sale-to-List
98.6%
New Listings
33
Price/SqFt
$293
Pending Sales
28
Jumbo Loan Likely Needed
The median home in 19807 at $880,000 exceeds the 2026 conforming loan limit of $832,750 by $47,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
19807's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19807 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 19807 at $880,000 exceeds the 2026 conforming loan limit of $832,750 by $47,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 19807 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19807
To purchase the median home at $880,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,892.
Monthly Payment
$6,892
Income Required
$295,383
Principal & Interest
$5,422/mo
Down Payment (5%)
$44,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19807.
Estimated Monthly Payment
$5,596
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