19701 — New Castle County, Delaware Market Snapshot
Housing market data for zip code 19701 in New Castle County, Delaware. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$332,500
Days to Sell
32
Homes Sold
28
Inventory
15
Sale-to-List
101.0%
New Listings
34
Price/SqFt
$194
Pending Sales
28
Conforming Loan Available
Most homebuyers in 19701 can comfortably use conventional financing. The median home price of $332,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
19701's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 19701 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 19701 can comfortably use conventional financing. The median home price of $332,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 19701 are set at the county level.
2026 Loan Limits — New Castle County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 19701
To purchase the median home at $332,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,698.
Monthly Payment
$2,698
Income Required
$115,608
Principal & Interest
$2,049/mo
Down Payment (5%)
$16,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 19701.
Estimated Monthly Payment
$2,208
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