06473 — New Haven County, Connecticut Market Snapshot
Housing market data for zip code 06473 in New Haven County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$472,000
Days to Sell
36
Homes Sold
56
Inventory
35
Sale-to-List
103.1%
New Listings
74
Price/SqFt
$277
Pending Sales
71
Conforming Loan Available
Most homebuyers in 06473 can comfortably use conventional financing. The median home price of $472,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06473's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06473 are selling 3.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06473 can comfortably use conventional financing. The median home price of $472,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06473 are set at the county level.
2026 Loan Limits — New Haven County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06473
To purchase the median home at $472,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,766.
Monthly Payment
$3,766
Income Required
$161,413
Principal & Interest
$2,908/mo
Down Payment (5%)
$23,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06473.
Estimated Monthly Payment
$3,071
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