06419 — Middlesex County, Connecticut Market Snapshot
Housing market data for zip code 06419 in Middlesex County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$592,500
Days to Sell
37
Homes Sold
20
Inventory
12
Sale-to-List
103.3%
New Listings
23
Price/SqFt
$249
Pending Sales
22
Conforming Loan Available
Most homebuyers in 06419 can comfortably use conventional financing. The median home price of $592,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06419's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06419 are selling 3.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06419 can comfortably use conventional financing. The median home price of $592,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06419 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06419
To purchase the median home at $592,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,690.
Monthly Payment
$4,690
Income Required
$200,981
Principal & Interest
$3,651/mo
Down Payment (5%)
$29,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06419.
Estimated Monthly Payment
$3,817
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