06417 — Middlesex County, Connecticut Market Snapshot
Housing market data for zip code 06417 in Middlesex County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$433,500
Days to Sell
78
Homes Sold
12
Inventory
8
Sale-to-List
100.8%
New Listings
17
Price/SqFt
$239
Pending Sales
15
Conforming Loan Available
Most homebuyers in 06417 can comfortably use conventional financing. The median home price of $433,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 06417 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 06417 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 06417 can comfortably use conventional financing. The median home price of $433,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06417 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06417
To purchase the median home at $433,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,471.
Monthly Payment
$3,471
Income Required
$148,772
Principal & Interest
$2,671/mo
Down Payment (5%)
$21,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06417.
Estimated Monthly Payment
$2,833
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