06794 — Litchfield County, Connecticut Market Snapshot
Housing market data for zip code 06794 in Litchfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Litchfield County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$922,000
Days to Sell
194
Homes Sold
1
Inventory
5
Jumbo Loan Likely Needed
The median home in 06794 at $922,000 exceeds the 2026 conforming loan limit of $832,750 by $89,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 194 days on average, 06794 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 06794 at $922,000 exceeds the 2026 conforming loan limit of $832,750 by $89,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 06794 are set at the county level.
2026 Loan Limits — Litchfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06794
To purchase the median home at $922,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,214.
Monthly Payment
$7,214
Income Required
$309,174
Principal & Interest
$5,681/mo
Down Payment (5%)
$46,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
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Estimate your monthly payment for a home in 06794.
Estimated Monthly Payment
$5,856
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