06790 — Litchfield County, Connecticut Market Snapshot
Housing market data for zip code 06790 in Litchfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$348,000
Days to Sell
47
Homes Sold
16
Inventory
23
Sale-to-List
101.3%
New Listings
37
Price/SqFt
$154
Pending Sales
23
Conforming Loan Available
Most homebuyers in 06790 can comfortably use conventional financing. The median home price of $348,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06790's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 06790 (101.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 06790 can comfortably use conventional financing. The median home price of $348,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06790 are set at the county level.
2026 Loan Limits — Litchfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06790
To purchase the median home at $348,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,816.
Monthly Payment
$2,816
Income Required
$120,697
Principal & Interest
$2,144/mo
Down Payment (5%)
$17,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06790.
Estimated Monthly Payment
$2,304
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