06612 — Fairfield County, Connecticut Market Snapshot
Housing market data for zip code 06612 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$1,225,000
Days to Sell
38
Homes Sold
14
Inventory
26
Sale-to-List
102.8%
New Listings
35
Price/SqFt
$308
Pending Sales
21
Jumbo Loan Likely Needed
The median home in 06612 at $1,225,000 exceeds the 2026 conforming loan limit of $832,750 by $392,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
06612's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06612 are selling 2.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 06612 at $1,225,000 exceeds the 2026 conforming loan limit of $832,750 by $392,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 06612 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06612
To purchase the median home at $1,225,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,536.
Monthly Payment
$9,536
Income Required
$408,667
Principal & Interest
$7,548/mo
Down Payment (5%)
$61,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06612.
Estimated Monthly Payment
$7,731
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 06612.
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